Pre-Retirees Planning

Pre-Retirement Planning MA

For those approaching retirement, the years leading up to your transition are among the most important for fine-tuning your financial strategy. Pre-retirees often face questions about when they can retire, how much income they’ll need, and how to optimize investments during market changes. This is a time to evaluate savings, estimate retirement expenses, and prepare for lifestyle decisions.

We guide pre-retirees through detailed retirement projections, Social Security timing strategies, tax-efficient withdrawal plans, and employer benefit evaluations. James P. Moriarty, CPA helps ensure your portfolio aligns with your risk tolerance and income needs as you shift from accumulation to preservation. With a clear plan, you can enter retirement with confidence and peace of mind.

Personalized Retirement Strategies

As you approach retirement, our firm provides the planning tools and personalized strategies needed to transition with clarity and confidence. Call us today at 781-569-5177 or request a free consultation to refine your retirement strategy.

  • Create retirement income projections and cash flow analysis
  • Optimize Social Security and employer benefits
  • Develop tax-efficient retirement withdrawal strategies